The Most Checking 

2.51% APY*
on balances up to $25,000 
 
0.31% APY*
on balances over 25,000 
 
0.10% APY*
if requirements are not met 

ATM FEE REFUNDS NATIONWIDE!**

For The Most Checking there are monthly requirements that must be satisfied in order to receive bonus interest and ATM fee refunds.

Monthly Qualification cycle requirements:

1.) Have at least 10 Debit card purchases post and clear

2.) Have at least one Automatic Payment or Direct Deposit post
     and clear

3.) Accept online E-Statement delivery 


*Annual Percentage Yield (APY) accurate as of September 15, 2011. Rate Tiers are as follows: 2.51% APY applies to balances of $.01 - $25,000 and the portion of the balance over $25,000 will vary within the range of 2.51% APY to 0.31% APY, depending on the account balance, as long as requirements are met per qualification cycle. 0.10% APY applies to all balances if qualifications are not met and ATM fees will not be refunded for that time period. Rates may change after the account is opened. No minimum balance required; however, you must deposit a minimum of $100 to open this account. Fees may reduce earnings. Available to personal accounts only. No monthly service charge.
**ATM fee refunds up to $30 per cycle if requirements are met.

Qualifying transactions must post and clear during the qualification cycle. The qualification cycle means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. Debit card purchase means any PIN or signature based transaction performed at any location other than an ATM. Transactions may take more than three business days to post and clear from the transaction date. Intra-bank transfers do not count as qualifying transactions. If qualifications are met during the qualification cycle, then the account holder will receive the higher rate and ATM refunds on cycle date, the next business day. If not, the account holder will receive a base interest rate. The qualification cycle will end on the second Tuesday of each month.  The statement will cycle on the following Wednesday.

Limited to Arkansas Residents only.