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| LOBBY
HOURS 8:30 a.m. to 3:00 p.m. Monday - Thursday 8:30 a.m. to 5:00 p.m. Friday |
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| SATURDAY
BANKING (Lobby and Drive Thru) 9:00 a.m. to 1:00 p.m. (North Wynne Branch Only) |
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| DRIVE
THRU BANKING 7:30 a.m. to 4:00 p.m. Monday - Thursday 7:30 a.m. to 6:00 p.m. Friday |
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PHONE
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TO REPORT LOST OR
STOLEN VISA DEBIT/ATM CARDS After-Hours and Week-Ends Call Toll Free 1-800-528-2273 |
The Most Checking
Rewards when the checking requirements are met:
If the daily balance is $30,000.00 or less, the interest rate paid on the entire balance will be an annual percentage yield (APY) of 6.01%.
An interest rate of 1.01% APY will be paid only for that portion of the daily balance that is greater than $30,000.00.
Refund of domestic ATM fees up to $30.00 per statement cycle.
Requirements to receive rewards:
- Make 10 debit card point of
sale transactions per
qualification cycle.
- Receive monthly statements
electronically
- Set up one direct deposit or one ACH
auto debit
monthly
Qualification cycle:
The qualification cycle means a period beginning one
business day prior to the first day of the current statement cycle through
one business day prior to the close of the current statement cycle.
If
reward requirements are met during the qualification cycle, then the account
holder will receive the higher rate and ATM refunds on cycle date, the next
business day.
If not, the account holder will receive a base interest rate.
When checking requirements are NOT met:
The interest rate on the account and corresponding annual percentage yield is .50%.
ATM fees are not reimbursed.
Please Note: Account holder can start over again next month and work towards receiving the rewards.
*6.01% Annual Percentage Yield (APY) paid on balances between one penny
and
$30,000, and 1.01% APY paid on all amounts above $30,000 each cycle the
minimum requirements are met. If you do not meet the requirements per cycle,
your account will still function as a free checking account earning 0.50%
APY; however, it will not receive ATM refunds for that time period. Rates as
of February 27, 2008. We may change the interest rate and APY at any time
after the account is opened.No Minimum Balance Required. However, you must
deposit a minimum of $100 to open this account. Available to Personal
Accounts Only. No monthly service charge. **ATM fee refunds up to $30 per
cycle if requirements are met.
Member FDIC
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