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Building a home from the ground up can be an exciting experience — or a daunting one. Whether you're building or remodeling, Cross Bank is there to see you through the entire process. With a construction loan, all you have to worry about is paying interest on disbursed funds while your home is being built. Easy as that!

  • Competitively low rates for your home construction project
  • Available for primary residence or second home construction
  • Pay off interest quicker; payments are interest-only during construction phase
  • Construction draws applied as needed based on work completed
  • Easy application process
  • Local decision-making and processing
  • Helpful, customized service throughout the entire process